Affiliate & Advertising Disclosure

1. Google AdSense Advertising

This website participates in the Google AdSense program. Google AdSense displays third-party advertisements on our pages. We receive compensation when visitors view or interact with these advertisements. Google uses cookies to serve ads based on prior visits to this and other websites. You may opt out of personalized advertising by visiting Google Ads Settings.

Advertisements displayed on this site are clearly labeled. Advertising revenue does not influence the content, tools, or editorial opinions published on MortgageWizardTools.com.

2. Wizard Tools Network Links

This website displays links to other websites within the Wizard Tools network, including FinanceWizardTools.com, TextWizardTools.com, DateWizardTools.com, ConversionWizardTools.com, CryptoWizardTools.com, StackedTomorrow.com, and ChartWizardTools.com. These sites are operated by affiliated entities. While we do not earn a direct commission on clicks or referrals to these sites, they are commercially affiliated with MortgageWizardTools.com. We link to them because we believe they provide genuine value to our users — not as a condition of payment.

3. No Paid Editorial Content

All articles, guides, glossary definitions, calculator descriptions, and FAQ content on MortgageWizardTools.com are written for educational purposes. No mortgage lender, real estate company, or financial institution has paid for placement, positive coverage, or editorial inclusion on this site. Our content reflects the editorial judgment of our founder, Mike Starr, not the preferences of advertisers.

4. Third-Party Tools and Resources

We may reference or link to third-party tools, calculators, or resources from government agencies (such as the CFPB, HUD, or FHA), industry associations, or educational institutions. These links are provided as a convenience to users and do not represent an endorsement of the linked organization, nor do we receive compensation for these links.

5. Editorial Independence

Our calculators, articles, and glossary terms are produced independently. Advertising relationships do not influence our methodology, the data we present, or the educational conclusions we draw. If we update or correct content, it is because the information has changed or an error was identified — not because of any commercial pressure.

6. FTC Compliance

In accordance with the Federal Trade Commission's guidelines on endorsements and testimonials (16 C.F.R. Part 255), we disclose any material connection between this website and companies or products referenced on this site. If that relationship changes, we will update this disclosure accordingly.

7. Questions

If you have questions about this disclosure or the commercial relationships described above, please contact us.