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Terms of Service

Last Updated: August 9, 2026

1. Acceptance of Terms

By accessing and using MortgageWizardTools.com, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

2. Description of Service

MortgageWizardTools.com provides free mortgage calculators, educational content, and resources for informational purposes only. Our tools are designed to help users estimate mortgage payments, compare loan options, and understand mortgage concepts.

3. No Financial Advice

The calculators and content on this website are for informational and educational purposes only. They do not constitute financial, legal, tax, or investment advice. Always consult with a qualified mortgage professional before making financial decisions.

4. Accuracy of Calculations

While we strive for accuracy, our calculators provide estimates only. Actual mortgage terms, rates, and costs may vary based on your lender, location, credit profile, and other factors. We make no warranties regarding the accuracy of our calculations.

5. Intellectual Property

All content, calculators, and materials on this website are protected by copyright and intellectual property laws. You may use our tools for personal, non-commercial purposes.

6. Limitation of Liability

MortgageWizardTools.com shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or reliance on our calculators and content.

7. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the website after changes constitutes acceptance of the updated terms.