VA Home Loan Resource Center
VA Loan Center
Free educational resources for veterans, active-duty service members, and eligible surviving spouses navigating the VA home loan benefit. No sign-ups, no lender promotions — just clear information.
Mike Starr·Reviewed August 2026
Key VA Loan Benefits at a Glance
No down payment required
No private mortgage insurance (PMI)
Competitive interest rates
Limited closing costs
No prepayment penalty
Assumable by eligible buyers
VA Loan Guides
What Is a VA Loan?
Complete overview of VA loan benefits, how the program works, and who qualifies.
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VA Loan Eligibility
Service requirements, Certificate of Eligibility, and surviving spouse rules.
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VA Funding Fee Explained
What the funding fee is, current rates by category, exemptions, and how to finance it.
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VA vs. FHA vs. Conventional
Side-by-side comparison to help you choose the best loan type for your situation.
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VA Loan FAQ
Answers to the most common questions veterans and service members ask about VA loans.
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