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VA Mortgage Calculator
Calculate your estimated monthly VA loan payment, including the VA funding fee.
Mike Starr·Reviewed August 2026
$400,000
0%
6.25%
30 years
$4,000
$1,200
Total Monthly Payment
$2,949
Principal & Interest
$2,516
VA Funding Fee
$8,600 (2.15%)
Total Loan Amount
$408,600
Total Interest Paid
$497,095
$0 down payment — one of the VA loan\'s most powerful benefits. No PMI is required.
Payment Breakdown
Principal & Interest: $2,516/mo
Property Tax: $333/mo
Insurance: $100/mo