Earn $25 CASH per qualified ChartSnap Founder referralUnlimited referralsNo purchase required—Join the Affiliate Program →

Mortgage Glossary

Jumbo Loan Limit

Mike Starr·Reviewed August 2026

The jumbo loan limit is the threshold above which a mortgage is too large to be purchased by Fannie Mae or Freddie Mac. Set annually by the Federal Housing Finance Agency (FHFA), the limit varies by county and is higher in high-cost areas. Mortgages exceeding this limit are called jumbo loans and come with stricter qualification standards.